Item | Description | Coverage |
Structure Damage | Buildings, structures, and physical assets. | $10,000 |
Equipment Breakdown | Essential machinery and equipment. | $2,000 |
Utility Hookups – Electrical | Electrical hookups, wiring, transformers, panels. | $1,500 |
Utility Hookups – Water | Water supply lines, faucets, meters, valves. | $1,200 |
Utility Hookups – Sewer | Sewer connections, pipes, dump stations. | $1,500 |
Dump Stations | Waste disposal facilities. | $2,500 |
Septic Systems | Septic tanks, fields, and plumbing. | $3,000 |
Roads & Driveways | Paved or gravel paths and access routes. | $4,000 |
Fencing & Gates | Perimeter and internal fences, gates, and access points. | $1,000 |
Signage | Entry signs, directional signs, and rules signage. | $800 |
Playground Equipment | Slides, swings, and other recreational equipment. | $1,200 |
Fire Pits & BBQ Grills | Outdoor cooking amenities. | $300 |
Picnic Tables | Outdoor seating and dining furniture. | $250 |
Swimming Pools & Spas | Pools, hot tubs, related facilities. | $5,000 |
Restrooms & Shower Facilities | Plumbing, fixtures, and structural components. | $3,000 |
Laundry Facilities | Washers, dryers, coin/token systems. | $1,500 |
Office Equipment | Computers, POS systems, phones, and office items. | $1,000 |
Security Systems | Cameras, alarms, lighting systems. | $1,200 |
Wi-Fi & Communications | Routers, antennas, network hardware. | $1,000 |
Landscaping | Trees, grass, irrigation systems. | $1,500 |
Storm Damage & Flood Protection | Drainage systems, sandbags, erosion control. | $2,000 |
Golf Carts / Utility Vehicles | Maintenance transportation vehicles. | $2,000 |
Propane Tanks | Bulk fuel storage tanks for guest or park use. | $500 |
Crime Coverage | Theft, vandalism, employee dishonesty protection. | $1,000 |
Liquor Liability | Alcohol-related incident coverage. | $2,000 |
Trailer Spotting | Damage during RV parking assistance. | $1,000 |
Pet Liability | Injuries or damages caused by pets on site. | $1,000 |
Pet Facilities | Dumpsters, trash bins, recycling stations. | $800 |
Bike Rentals & Equipment | Rental bikes and related gear. | $1,200 |
Boat Docks / Launch Areas | Docks and launch ramps for boats. | $3,000 |
Outdoor Lighting | Parking lot, pathway, and decorative lighting. | $1,200 |
Event / Meeting Spaces | Mechanical equipment for waste management. | $2,000 |
Pest Control & Wildlife Damage | Damage from pests or wildlife to property. | $1,500 |
Signage Lighting | Lighting dedicated to signs or monument signs. | $600 |
Seasonal Equipment | Snow removal equipment, lawnmowers, etc. | $1,500 |
Land Improvements | Retaining walls, terraces, landscaping features. | $3,000 |
Vending Machines | Food and drink vending machines. | $700 |
Backup Power Systems | Generators or solar battery backups. | $2,000 |
CCTV Monitoring Services | Offsite monitoring service liability. | $1,200 |